Comments on: Diversified ETF Portfolio http://ei-forum.com/2008/11/07/diversified-etf-portfolio/ independent perspectives could make you a little wealthier... Fri, 14 Aug 2009 06:04:17 +0000 hourly 1 http://wordpress.com/ By: Investor Forum http://ei-forum.com/2008/11/07/diversified-etf-portfolio/#comment-8261 Tue, 11 Nov 2008 12:28:59 +0000 http://fmdm.wordpress.com/?p=1303#comment-8261 I agree with many aspects of your diversified portfolio model, but I also feel that a 40:60 in Bond/Equity would work better in the current market situation.

]]> By: ei-forum http://ei-forum.com/2008/11/07/diversified-etf-portfolio/#comment-8242 Mon, 10 Nov 2008 08:35:31 +0000 http://fmdm.wordpress.com/?p=1303#comment-8242 Thank you Jack, we didn’t know this fund – it looks quite interesting and could definitely be a good option (as a general rule we prefer ETFs to Mutual fund for a number of reasons). Also the treasuries are always a good option. We were replying to a specific reader question on all ETF portfolio but as you highlight, it is always better to be flexible when constructing an investment portfolio as there are a lot of very good option out there! Thank you once again for your comment!

]]> By: Jack Pane http://ei-forum.com/2008/11/07/diversified-etf-portfolio/#comment-8228 Sun, 09 Nov 2008 06:04:41 +0000 http://fmdm.wordpress.com/?p=1303#comment-8228 I don’t see why there should be such restrictions on bond investments when there are Funds out there–like the American Century 2025 Fund, all in no-interest Treasuries–that pay 11% annually, all on cap gains. I am in this Fund, and that’s what I’ve collected over the past 10 years, making it my number one investment.

]]> By: ei-forum http://ei-forum.com/2008/11/07/diversified-etf-portfolio/#comment-8222 Sat, 08 Nov 2008 14:38:22 +0000 http://fmdm.wordpress.com/?p=1303#comment-8222 Thanks for your note John – we agree! The idea behind the post was to give some general guidance… one could also start by just building the equity portion but indeed, under the current economic climate and market reality it would make sense to be more overweight stocks. However, it also depends on age and investment horizon… assuming someone is in his 30s with stable income, we would probably tend to be even 90% in equity for the next 5-10 years!

]]> By: John http://ei-forum.com/2008/11/07/diversified-etf-portfolio/#comment-8219 Sat, 08 Nov 2008 09:24:13 +0000 http://fmdm.wordpress.com/?p=1303#comment-8219 Keeping 40% in bonds is still a higher percentage. You trade on 60 cents of dollar on the regular transaction and 40 cents fixed to ensure the future is fair enough if you are not looking at making heavy gains. This breakdown or more so 40:60 in Bond/Equity will even work better during the slow phase. When numbers are towards north – having 80:20 in Equity/Bond would work great.

John

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